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Innovation Scanning

The tremendous potential for innovation stretches beyond just cash transactions.
 
Efficiency gaps can arise for banks and building societies in the "paper transaction" process as well, particularly through the high cost of paper form transport and the expense of ongoing processing.
Innovation Scanning
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Scanning

Scanning
Through the first deployment of account service terminals in the 1990s, financial institutions took the first steps toward reducing their processing costs during transactions. Yet for many financial institutions also found the results sobering.
 
The transaction rates were too low, the investment and operating costs too high. This meant that the unquestionably positive effects could not take complete effect. This in turn spurred KEBA to launch an enhancement programme to achieve the full desired efficiency for non-cash transactions in the self-service area.
 
The starting point for this was the development of the self-service scanning module Tosca (TOtal SCAnning) in 1997. It could perform OCR A+B on standard characters, including recognition of proportional scripts and numerical and alphanumeric block handwriting. The scanner is now in its third generation, including a corresponding programme of improvements to its technology, speed and economy. Through the Tosca 3, KEBA is continuing its successful in-house development of transaction form scanning. KEBA offers Tosca as an OEM product for self-service applications.
 
Some 12,000 of the scanners have been sold in the last ten years. That makes KEBA's in-house development the currently most widely distributed scanner on the German market. Its unique benefits come through its simple servicing requirements, important product features and the freedom it offers the bank organisation from paper receipts.