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Mobile access: the smartphone as a key
Smartphones have long played a central role in our everyday lives. Making phone calls? Yes - but this now accounts for only a very small part of its use. Instead, the smartphone has developed into a versatile communication tool that has become an indispensable part of our modern world. And of course, digitalisation has not stopped at banking. The mobile phone has become a "digital wallet" that enables us to make cashless payments or conduct banking transactions on the go. And: the smartphone also takes on an important and hardly imaginable function as an access control - whether to a digital or physical location.
Branch structure and the bank branch of the future
The banking industry has evolved steadily over the past decades. Two factors that have significantly shaped this change? Digitalisation and self-service. As technological developments have progressed, the traditional bank branch has transformed into a modern financial services centre offering a wide range of diverse services. But the transformation is far from complete. Digitalisation and self-service continue to change the way banking is done. That's why we asked ourselves: What will the bank branch of the future look like? In this article, we would like to shed light on this question from different angles and provide possible answers.
KEBA grows by 3% in a dynamic environment to a new high of 553.5 million euros
The KEBA Group, headquartered in Linz, increased its sales from 537.7 million € to 553.5 million € in the past business year (April 2022 - March 2023). This corresponds to a sales growth of approximately 16 million € or 3% . Looking at the last five years, the average annual growth is around 17% (CAGR).
Digital accessibility: What the EAA regulation means for self-service in banking
Already in 2019, Directive (EU) 2019/882 on accessibility requirements for products and services, better known as the "European Accessibility Act (EAA)", has been adopted. While the directive has different names in different EU member states, the challenges are the same for all states: Many questions have arisen with it. Because how exactly accessibility is to be implemented is not described in the regulation. The manufacturers of self-service machines are obliged to deal with the EAA regulation and to develop products that meet the requirements.
Increase efficiency and profitability with KEBA self-service terminals
Banks are required to optimise their resources at all times. In the case of branches whose expenses are higher than their income, the question often arises: close them or continue to operate them? But such a decision is not easy to make, because the elimination of branches also has a great impact on bank customers. For this reason, it makes sense to take measures to increase the efficiency and profitability of branches.
"GenussKistl" - the 24/7 self-service shop in beautiful Lassee
With the self-service shop "GenussKistl", the entrepreneurial couple Barbara Schmidt and Robert Kurka offer a delicatessen paradise in their hometown of Lassee and thus secure the local supply - around the clock. The goods and food are also safely stored, thanks to controlled access with KEBA's access solution
KeBin S10. Thus, all visitors will find a clean, truly lovingly designed shop at all times, which adorns Barbara's handwriting through and through, as Mr Kurka emphasises.
Find more news in our news archive:
IM TREND - the magazine
User reports, product innovations, trends and information on the world of KEBA - our magazine IM TREND for you to browse online or as a download.
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